Now available on the App Store

Best card.
Every time.

SwipeSmart instantly tells you which credit card to use at checkout so you never miss points, miles, or cash back again.

Download on the App Store See Features

How it works
Up and running in minutes.
1

Add your cards

Enter your credit cards once. SwipeSmart knows the rewards structure for 100+ cards automatically.

2

SwipeSmart analyzes

Category bonuses, rotating offers, multipliers, and transfer partners — all calculated instantly.

3

Pay with the best card

At checkout, open SwipeSmart and see exactly which card earns the most. Done.


Features
Everything you need.
Nothing you don't.

Real-Time Optimization

See which card earns the most for dining, travel, groceries, gas, streaming, and more — instantly.

🔄

Rotating Categories

Never miss a 5x offer. SwipeSmart automatically tracks quarterly rotating categories for Chase Freedom, Discover It, and more.

📊

Monthly Calculator

Enter your monthly spending and see your total estimated rewards across all cards combined.

🔐

Private by Design

All your card data stays on your device. We collect nothing, share nothing, store nothing on our servers.

✈️

Travel Rewards

Separate flight and hotel optimization with transfer partner support for premium travel cards.

💳

100+ Cards Supported

Chase, Amex, Citi, Capital One, Discover, Bank of America, Wells Fargo, and many more.


Pricing
Free to start.
Powerful when you upgrade.

Free

$0
Forever free
  • Up to 3 credit cards
  • Real-time card optimization
  • Rotating category tracking
  • 100+ card templates

Premium Yearly

$19.99/yr
First year at $9.99
  • Unlimited credit cards
  • Monthly rewards calculator
  • Full category optimization
  • Best value